Halas Consulting officially started in 2006, under the premise that it IS possible, and even preferable, to do well for yourself in the financial services industry, while also doing right by your clients.
In 2004, Halas Consulting owner, Christian Halas, re-entered the financial services industry, having been gone for four years managing a business in another industry for 3 years (until the company closed its doors in Pennsylvania), and working in another financially related field for 1 year. While glad to be back in the industry his heart never really left, he noticed the things that drove him out the first time were still there. It was still a very sales driven industry, and the emphasis was more on a suitability standard (how can I make my products fit my client?), as opposed to a fiduciary duty (what is in the best interests of my client?). In order to make the change, his General Securities license (known as the Series 7 stockbroker license) had to be allowed to lapse. This was not an easy decision as that is a very difficult test and he had just passed it for the second time. As he expected, teaming up with Venn Wealth and Benefits LLC, and it’s President, Mike Schultz, and working with his investment clients on a flat fee basis (either hourly or as a % of assets managed) as opposed to a commission based business allowed Halas Consulting to be more client focused rather than sales focused. It also allowed Halas Consulting to become knowledgeable and proficient in other aspects of our clients’ portfolios including insurances and taxes.
James Martin, CMC, CRMS
Sales and Lending professional well versed in all aspects of lending, business to business sales and account management. Well respected, knowledgeable and noted for high ethical standards.
I help young couples, newly married, move up customers, second home or vacation home buyers, investment property buyers, retirees and self employed borrowers obtain the most effective mortgage loans for their needs. I use my experience and background to ensure a smooth transaction. In addition, I have provided financing for a great diverse array of commercial loan needs.
If you know of anyone with mortgage needs, contact me at firstname.lastname@example.org for an opportunity to talk over coffee.
- Business to business consultative sales and needs analysis.
- Goal Setting and achieving same.
- Accessing resources to achieve client requirements.
- Skilled in identifying client needs and developing a solution to meeting those needs.
- Residential and Commercial mortgage lending.
- Mortgages for First Time HomeBuyers
- Training on mortgage lending
- Rural Home Mortgage Lending
- Residential Lending compliance,
- Analysis of the self employed borrowers.
- Account management.